Shepherd Financial

START THE ASSESSMENT

First Name:

Last Name:

Email:

Instructions: for the questions that follow, rate yourself on a scale from 1-5: 1 being No, or that you are unhappy or you lack confidence in that area and 5 being an absolute Yes or that you are happy with where you are or confident you are on the right path.

INVESTMENTS

When it comes to your investments in general, on a scale of 1-5...

How happy are you with how much money your investments are making?

Unhappy

1

2

3

4

5

Happy

How confident are you that you will not outlive your money?

Unconfident

1

2

3

4

5

Confident

How confident are you that you will have the money you will need to live on even in a bad market?

Unconfident

1

2

3

4

5

Confident

RETIREMENT

When it comes to your retirement, on a scale of 1-5...

How confident are you that you’re on the right track to reach your retirement goals?

Unconfident

1

2

3

4

5

Confident

How confident are you that you’re on the right track to maintain your lifestyle during retirement?

Unconfident

1

2

3

4

5

Confident

How confident are you that after taxes, you’re putting the most money in your pocket you can from your current (or future) portfolio withdrawals?

Unconfident

1

2

3

4

5

Confident

How confident are you that such withdrawals are appropriate and don’t impair the future growth of your portfolio?

Unconfident

1

2

3

4

5

Confident

Do you have an inspiring bucket list for what you want to do in retirement?

No

1

2

3

4

5

Yes

TAXES

When it comes to your taxes, on a scale of 1-5

How confident are you that you are paying the lowest amount of taxes that is legally possible?

Unconfident

1

2

3

4

5

Confident

How confident are you that you and your tax professional, in coordination with your financial advisor, have evaluated and implemented all tax-savings strategies that could put more money back in your pocket?

Unconfident

1

2

3

4

5

Confident

How confident are you that your tax-savings strategies are being addressed for you on an ongoing basis?

Unconfident

1

2

3

4

5

Confident

Do you have an overall plan that minimizes your taxes over the next 5-10 years?

No

1

2

3

4

5

Yes

To the extent that you may have investment losses in any given year, how confident are you that those losses are being strategically used to your benefit for tax purposes?

Unconfident

1

2

3

4

5

Confident

ASSISTANCE TO LOVED ONES

How confident are you that you have everything you need to handle any future financial or health care needs of your parents?

Unconfident

1

2

3

4

5

Confident

How confident are you that you’re maximizing any tax benefits for yourself or your beneficiaries when you are helping your children or grandchildren pay for education, physical needs or other areas where you want to help them?

Unconfident

1

2

3

4

5

Confident

How confident are you that you’ve fully understand how any monetary gifts or ongoing help to your children or grandchildren affects their dependency on you instead of maximizing their self-reliance?

Unconfident

1

2

3

4

5

Confident

ESTATE PLANNING

Is all your important financial information (trusts, policies, statements, passwords, etc.) organized and accessible in a way that makes it easy for your family or friends to know and execute your exact wishes?

No

1

2

3

4

5

Yes

Are the people currently listed in your will or trust still the people you want to actually receive your money and property when you die?

No

1

2

3

4

5

Yes

How confident are you that your estate planning documents are up to date with tax and estate laws and do not need to be reviewed by an estate planning attorney?

Unconfident

1

2

3

4

5

Confident

INSURANCE & PROTECTION

How confident are you that you have the right amount of life insurance and that you are not overpaying for that coverage?

Unconfident

1

2

3

4

5

Confident

How confident are you that you have the right amount of long-term care insurance and that you are not overpaying for that coverage?

Unconfident

1

2

3

4

5

Confident

How confident are you that you have the right amount of health insurance and are not overpaying for that coverage?

Unconfident

1

2

3

4

5

Confident

How confident are you that you have the right amount of property and liability insurance and are not overpaying for that coverage?

Unconfident

1

2

3

4

5

Confident

Are you sure the beneficiaries listed on your life insurance policies are correct?

No

1

2

3

4

5

Yes

CASH FLOW AND BUDGETING

Do you have 6 months worth of expenses in an emergency account that allows you to sleep at night?

No

1

2

3

4

5

Yes

How confident are you that your spending, including any expenses on autopay, is optimized to eliminate any waste?

Unconfident

1

2

3

4

5

Confident

Does your budget have enough buffer in it that allows you to do the extra things you’d like to, without being worried if you can afford them?

No

1

2

3

4

5

Yes

When making large purchases on a credit card to maximize rewards points, how confident are you that you are using the credit cards that maximizes those potential dollars back to your pocket?

Unconfident

1

2

3

4

5

Confident

Investment advice offered through Shepherd Wealth & Retirement, LLC,
6300 E. El Dorado Plaza Suite A200, Tucson AZ, 85715
Phone 520-325-1600 Fax 520-325-9097 | Disclosures